What is the Best Auto Insurance?

In any given year, thousands of new drivers will require auto insurance for their vehicles in New Jersey.  In addition, thousands more will be seriously considering alternatives to the car insurance they currently have.  When consider the average cost of car insurance per year in the state, who would blame them?

Many people end up trying to look for the best auto insurance, only to find themselves coming short.  To aid you in your quest, let’s take a moment to review the best auto insurance to see why it can be so hard to pin down a particular insurance provider as the ‘best.’

What Makes Something The Best Auto Insurance?

Is the best auto insurance the one with the lowest payment?  What if the lowest payment company did not pay out on 50% of its claims?  Would it still be the best?  What if the ‘best’ company charged you way more for additional car insurance, would an alternative be better?  As a final consideration, what if you could match your car insurance with other forms of insurance under the same company, there by saving a lot of money.  Even if the car insurance costs way more than the competition, you end up saving far more than anyone else through the discounts of combining insurance coverage.

The purpose of the above paragraph is to emphasize just how quickly the best auto insurance can change depending on your needs in the moment.  Ultimately, the best thing you can do is to carefully review the kind of auto insurance you need, as well as any expansions onto whatever existing coverage you may have.  Collect between 5 to 10 free quotes, and compare the quotes based on how much they charge for specific kinds of coverage, as well as overall.

If you are still keep for a list of some of the more popular inexpensive options, then the following list of 5 insurance providers is a great place for you to get started.  With information and ratings provided by ValuePenguin, you can use their results to begin your own search for the best auto insurance.

1st Place Goes To AAA at $1,187 A Year

With a presence all over the United States and a record for superior customer service, AAA wins out in the hearts and minds of countless people who were glad they had their roadside assistance.  In addition, their insurance in New Jersey is among the least expensive options available.

2nd Place Goes To  NJ Skylands at $1,213 A Year

While it may not have the same recognition as AAA, NJ Skylands is none-the-less a choice worth considering with such inexpensive options for car insurance.

3rd Place Goes To Farmers Insurance at $1,301 A Year

Another recognizable name in quality insurance, Farmers Insurance is worth a look as well.

4th Place Goes To Norfolk & Dedham at $1,443 A Year

5th Place Goes To Plymouth Rock at $1,488 A Year